
From NWA Merchants and Choose Your Processor
from 3 Merchant Accounts and Choose Your Processor




Retail Merchant Account Processing Rates Start at Just 1.20%!
Retail Merchant Processing Credit Card Rates
Retail credit card processing rates are also called card present rates. You do not need to be a retail store to take advantage of these low rates. If you process credit cards face to face then you qualify for these low merchant processing rates.
.......................................................................................................................................................................................................................
Monthly Statement Fee............
Monthly Minimum Fee..............
Per Item Fee...............................
Authorization Fee......................
Qualified Debit Card Rates..........
Qualified Credit Card Rates........
Mid Qualified...................................
Non Qualified Rates......................
$10.00
$0.00
$0.20
$0.00
1.20%
1.81%
1.00%
1.00%
The Highest Rate You'll Ever See Is Just 2.81%
.......................................................................................................................................................................................................................
More Information About These Rates From Pivotal Payments
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About Pivotal Payments
Retail Merchant Account FAQ
What is a Retail Merchant Account?
Credit card processors classify the way in which a merchant transacts a credit card based on the type of transaction that they run. A retail merchant account is a merchant account that is setup under the assumption that the merchant is going to swipe at least 80% of their total credit card transactions through a credit card terminal, or other credit card processing device. In order to qualify for a retail merchant account the merchant must have their customers present at least 80% of the time so you can physically swipe the credit card. If you do not believe that your company will qualify for a retail merchant account then you may want to consider a different merchant account such as a MOTO merchant account or an Internet merchant account. If you are still uncertain about which merchant account suits your business best then please speak with a merchant account professional at 3 merchant accounts.
What questions should I ask a credit card processing company about a retail merchant account?
How do I qualify for a retail merchant account?
Does your retail merchant account allow me to accept pin based debit card transactions?
Does your retail merchant account require a monthly minimum fee?
Does your retail merchant account require an annual fee?
Do you provide free credit card processing equipment with a retail merchant account?
How long does it take to receive my money when processing credit cards through a retail merchant account?
If I have a retail merchant account can I also have a MOTO account to help save me money on credit card processing transaction fees?
How fast can you setup a retail merchant account for my business?
The merchant processing and merchant account services offered on Merchant Processing Online are offered through Total Merchant Services and Pivotal Payments. Total merchant Services (TMS) is a registered ISO/MSP for HSBC Bank USA, National Association, Buffalo, NY. And through Pivotal Payments. Pivotal Payments is a registered ISO/MSP for Merrick Bank and Bank of America. Northwest Arkansas Merchant Services LLC does not approve or deny any merchant account applications. All underwriting for any merchant account is done so by the party to whom the merchant account is assigned. Merchant Accounts are to be used by business as a means to accept credit cards. Any merchant who appears to be using their merchant account in any other way may have the merchant account disabled, closed, or merchant application denied.
3 Merchant Accounts and Northwest Arkansas Merchant Services are registered agents of Total Merchant Services and Pivotal Payments. Northwest Arkansas Merchant Services currently has locations in all 50 states throughout the US. Some of these locations may be offering services of Total Merchant Services or Pivotal Payments through Choose Your Processor , NWA Merchants , Merchant Processing Accounts Online , Trinity Payments , KC Merchant Processors , Texas Credit Card Processing , 3 Merchant Accounts , Merchant Accounts Online , Free Credit Card Terminals , Free Credit Card Processing , Credit Card Equipment.
3 Merchant Accounts also sells credit card processing equipment through Trinity Payments. Trinity Payments currently offers the following credit card processing equipment.
VeriFone VX 670
VeriFone VX 510
VeriFone VX 570
Hypercom 4205
Hypercom 4210
Hypercom 4220
Hypercom 4100
Hypercom t7p
Ingenico ICE 5500
If you have any questions about payment credit card processing please call Toll Free us at (866)545-8921. You may also contact our corporate offices by calling (479)696-7537.
The merchant processing and merchant account services offered on Merchant Processing Online are offered through Total Merchant Services and Pivotal Payments. Total merchant Services (TMS) is a registered ISO/MSP for HSBC Bank USA, National Association, Buffalo, NY. And through Pivotal Payments. Pivotal Payments is a registered ISO/MSP for Merrick Bank and Bank of America. Northwest Arkansas Merchant Services LLC does not approve or deny any merchant account applications. All underwriting for any merchant account is done so by the party to whom the merchant account is assigned. Merchant Accounts are to be used by business as a means to accept credit cards. Any merchant who appears to be using their merchant account in any other way may have the merchant account disabled, closed, or merchant application denied.
3 Merchant Accounts and Northwest Arkansas Merchant Services are registered agents of Total Merchant Services and Pivotal Payments. Northwest Arkansas Merchant Services currently has locations in all 50 states throughout the US. Some of these locations may be offering services of Total Merchant Services or Pivotal Payments through Choose Your Processor , NWA Merchants , Merchant Processing Accounts Online , Trinity Payments , KC Merchant Processors , Texas Credit Card Processing , 3 Merchant Accounts , Merchant Accounts Online , Free Credit Card Terminals , Free Credit Card Processing , Credit Card Equipment.
3 Merchant Accounts also sells credit card processing equipment through Trinity Payments. Trinity Payments currently offers the following credit card processing equipment.
VeriFone VX 670
VeriFone VX 510
VeriFone VX 570
Hypercom 4205
Hypercom 4210
Hypercom 4220
Hypercom 4100
Hypercom t7p
Ingenico ICE 5500
If you have any questions about payment credit card processing please call Toll Free us at (866)545-8921. You may also contact our corporate offices by calling (479)696-7537.
The merchant processing and merchant account services offered on Merchant Processing Online are offered through Total Merchant Services and Pivotal Payments. Total merchant Services (TMS) is a registered ISO/MSP for HSBC Bank USA, National Association, Buffalo, NY. And through Pivotal Payments. Pivotal Payments is a registered ISO/MSP for Merrick Bank and Bank of America. Northwest Arkansas Merchant Services LLC does not approve or deny any merchant account applications. All underwriting for any merchant account is done so by the party to whom the merchant account is assigned. Merchant Accounts are to be used by business as a means to accept credit cards. Any merchant who appears to be using their merchant account in any other way may have the merchant account disabled, closed, or merchant application denied.
3 Merchant Accounts and Northwest Arkansas Merchant Services are registered agents of Total Merchant Services and Pivotal Payments. Northwest Arkansas Merchant Services currently has locations in all 50 states throughout the US. Some of these locations may be offering services of Total Merchant Services or Pivotal Payments through Choose Your Processor , NWA Merchants , Merchant Processing Accounts Online , Trinity Payments , KC Merchant Processors , Texas Credit Card Processing , 3 Merchant Accounts , Merchant Accounts Online , Free Credit Card Terminals , Free Credit Card Processing , Credit Card Equipment.
3 Merchant Accounts also sells credit card processing equipment through Trinity Payments. Trinity Payments currently offers the following credit card processing equipment.
VeriFone VX 670
VeriFone VX 510
VeriFone VX 570
Hypercom 4205
Hypercom 4210
Hypercom 4220
Hypercom 4100
Hypercom t7p
Ingenico ICE 5500
If you have any questions about payment credit card processing please call Toll Free us at (866)545-8921. You may also contact our corporate offices by calling (479)696-7537.
Trinity Payments
Merchant Processing Accounts
Choose Your Processor
Merchant Processing
NWA Merchants

The merchant
processing and merchant account services offered on
Merchant Processing
Online are offered through
Total
Merchant Services and Pivotal Payments.
Total merchant Services (TMS) is a registered ISO/MSP for HSBC
Bank USA, National Association, Buffalo, NY. And through
Pivotal
Payments. Pivotal
Payments is a registered ISO/MSP for Merrick Bank and Bank of America.
Northwest Arkansas Merchant Services LLC does not approve or
deny any merchant account applications.
All underwriting for any merchant account is done so by the
party to whom the merchant account is assigned.
Merchant Accounts are to be used by business as a means to
accept credit cards. Any
merchant who appears to be using their merchant account in any other
way may have the merchant account disabled, closed, or merchant
application denied.
3 Merchant Accounts and
Northwest Arkansas Merchant
Services are registered agents of Total Merchant Services and
Pivotal Payments.
Northwest Arkansas Merchant Services currently has locations in all 50
states throughout the US.
Some of these locations may be offering services of Total Merchant
Services or Pivotal Payments through Choose Your Processor , NWA
Merchants , Merchant Processing Accounts Online ,
Trinity Payments ,
KC Merchant Processors ,
Texas Credit Card
Processing , 3 Merchant
Accounts , Merchant
Accounts Online ,
Free Credit Card Terminals ,
Free Credit Card Processing ,
Credit Card
Equipment.
3 Merchant Accounts
also sells credit card processing equipment through Trinity Payments.
Trinity Payments currently offers the following credit card
processing equipment.
VeriFone VX 670
VeriFone VX 510
VeriFone VX 570
Hypercom 4205
Hypercom 4210
Hypercom 4220
Hypercom 4100
Ingenico ICE 5500
If you have any
questions about payment credit card processing please call Toll Free
us at (866)545-8921. You
may also contact our corporate offices by calling (479)696-7537.
If you are viewing
this on a mobile phone that does not utilize flash please visit our
non-flash website at
Trinity Payments
3 Merchant Accounts, Trinity
Payments, Choose Your Processor, Texas Credit Card Processing,
Merchant Processing Online, KC Merchants, and Northwest Arkansas
Merchant Services LLC are all Drug Free Workplaces.
All new employees must agree to random drug testing, background
checks, including but not limited to information contained in consumer
information bureaus and criminal records.
Any persons who previously have been convicted of a felony, any
financial crime, or any crime showing lack or moral standards should
not apply for any position.
3 Merchant Accounts is
an equal opportunity employer.
Sales Professionals
are considered 1099 independent contractors and are expected to sign
non-compete agreements before training begins.
Sales Professionals in the merchant services industry are
expected to be outgoing, energetic, and willing to make cold calls.
3 Merchant
Accounts wants our customers to be able to compare credit card
processing services when looking for a merchant account provider.
Here is a list of some of the top
credit
card processing companies in the US so that you can view their
credit card processing terms, rates, and fees and then come back
to 3 merchant accounts.
First National Merchant Solutions